/* ============================================================
   BEICOMPARE FINANCE — extends shared.css
   Finance hub hero + finance option cards
   ============================================================ */

:root {
  --fin-blue:    #2563eb;
  --fin-green:   #059669;
  --fin-orange:  #f97316;
  --fin-purple:  #7c3aed;
  --fin-pink:    #ec4899;
  --fin-cyan:    #06b6d4;
}

/* ============================================================
   FINANCE HERO — Full-width finance image + left overlay
   ============================================================ */
.fin-hero {
  position: relative;
  width: 100%;
  height: 74vh;
  min-height: 540px;
  max-height: 740px;
  overflow: hidden;
  background: #07101f;
}
.fin-hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 38%;
  display: block;
}
.fin-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(98deg,
    rgba(6,11,27,0.96) 0%,
    rgba(6,11,27,0.86) 30%,
    rgba(6,11,27,0.58) 55%,
    rgba(6,11,27,0.30) 78%,
    rgba(6,11,27,0.34) 100%);
  display: flex;
  align-items: center;
}
.fin-hero-inner {
  max-width: 1280px;
  margin: 0 auto;
  width: 100%;
  padding: 3.5rem 1.5rem;
  position: relative;
  z-index: 1;
}
.fin-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  background: rgba(255,106,0,0.16);
  color: #fb923c;
  border: 1px solid rgba(255,106,0,0.38);
  border-radius: 999px;
  padding: 0.38rem 1.05rem;
  font-size: 0.8rem;
  font-weight: 700;
  margin-bottom: 1.4rem;
  letter-spacing: 0.04em;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}
.fin-badge .star { color: #fb923c; }
.fin-hero h1 {
  font-size: clamp(2.2rem, 5.2vw, 3.9rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.06;
  margin-bottom: 1.2rem;
  letter-spacing: -0.03em;
  max-width: 720px;
  text-shadow: 0 2px 24px rgba(0,0,0,0.35);
}
.fin-hero h1 .accent { color: var(--primary); }
.fin-hero-sub {
  color: #d3dae6;
  font-size: 1.06rem;
  line-height: 1.7;
  max-width: 560px;
  margin-bottom: 2.1rem;
  text-shadow: 0 1px 10px rgba(0,0,0,0.3);
}
.fin-hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  background: var(--primary);
  color: #fff;
  font-size: 1rem;
  font-weight: 700;
  padding: 0.9rem 1.9rem;
  border-radius: 12px;
  letter-spacing: -0.01em;
  box-shadow: 0 8px 24px rgba(255,106,0,0.38), 0 2px 8px rgba(255,106,0,0.3);
  transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
}
.fin-hero-cta .arr { transition: transform 0.2s; }
.fin-hero-cta:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(255,106,0,0.48), 0 4px 12px rgba(255,106,0,0.34);
}
.fin-hero-cta:hover .arr { transform: translateX(4px); }

/* ============================================================
   FINANCE OPTION CARDS
   ============================================================ */
.fin-options {
  padding: 5rem 1.5rem 6rem;
  background: var(--bg);
}
.fin-grid {
  max-width: 1280px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.fin-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 2.1rem 1.9rem 1.9rem;
  border-radius: 1.5rem;
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  overflow: hidden;
  text-decoration: none;
  color: inherit;
  min-height: 340px;
  transition: transform 0.28s cubic-bezier(0.22, 1, 0.36, 1),
              box-shadow 0.28s ease,
              border-color 0.28s ease;
}
.fin-card:hover {
  transform: translateY(-6px);
  border-color: var(--border-hover);
  box-shadow: 0 20px 44px rgba(15,23,42,0.12), 0 8px 16px rgba(15,23,42,0.06);
}
.fin-card:active { transform: translateY(-2px); }

/* Card color accents */
.fin-card-loans      { --bg-card: #eff6ff; --border-card: rgba(37,99,235,0.16);  --border-hover: rgba(37,99,235,0.4);  --c: var(--fin-blue);   --cshadow: rgba(37,99,235,0.28); }
.fin-card-insurance  { --bg-card: #ecfdf5; --border-card: rgba(5,150,105,0.16);  --border-hover: rgba(5,150,105,0.4);  --c: var(--fin-green);  --cshadow: rgba(5,150,105,0.28); }
.fin-card-mpesa      { --bg-card: #fff7ed; --border-card: rgba(249,115,22,0.16); --border-hover: rgba(249,115,22,0.4); --c: var(--fin-orange); --cshadow: rgba(249,115,22,0.3); }
.fin-card-broadband  { --bg-card: #f5f3ff; --border-card: rgba(124,58,237,0.16); --border-hover: rgba(124,58,237,0.4); --c: var(--fin-purple); --cshadow: rgba(124,58,237,0.28); }
.fin-card-credit     { --bg-card: #fdf2f8; --border-card: rgba(236,72,153,0.16); --border-hover: rgba(236,72,153,0.4); --c: var(--fin-pink);   --cshadow: rgba(236,72,153,0.28); }
.fin-card-loantips   { --bg-card: #ecfeff; --border-card: rgba(6,182,212,0.16);  --border-hover: rgba(6,182,212,0.4);  --c: var(--fin-cyan);   --cshadow: rgba(6,182,212,0.28); }

.fin-icon {
  position: relative;
  z-index: 1;
  width: 58px;
  height: 58px;
  border-radius: 16px;
  background: var(--c);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  box-shadow: 0 10px 22px var(--cshadow);
}
.fin-icon svg { width: 30px; height: 30px; }

.fin-title {
  position: relative;
  z-index: 1;
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: #0f172a;
  margin-bottom: 0.65rem;
}
.fin-desc {
  position: relative;
  z-index: 1;
  font-size: 0.95rem;
  color: #64748b;
  line-height: 1.7;
  flex: 1;
  margin-bottom: 1.5rem;
  max-width: 46ch;
}
.fin-link {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--c);
  margin-top: auto;
}
.fin-link .arr { transition: transform 0.2s; }
.fin-card:hover .fin-link .arr { transform: translateX(4px); }

/* Watermark */
.fin-wm {
  position: absolute;
  right: -36px;
  bottom: -36px;
  width: 215px;
  height: 215px;
  color: var(--c);
  opacity: 0.08;
  pointer-events: none;
  z-index: 0;
}
.fin-wm svg { width: 100%; height: 100%; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .fin-grid { grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
}

@media (max-width: 768px) {
  .fin-hero { height: auto; min-height: 0; max-height: none; }
  .fin-hero-inner { padding: 4rem 1.25rem; }
  .fin-hero h1 { font-size: clamp(2rem, 8vw, 2.7rem); }
  .fin-hero-sub { font-size: 1rem; }
  .fin-options { padding: 3.5rem 1.25rem 4rem; }
  .fin-card { min-height: 0; padding: 1.8rem 1.5rem 1.6rem; }
}

@media (max-width: 600px) {
  .fin-grid { grid-template-columns: 1fr; gap: 1.35rem; }
}

@media (max-width: 480px) {
  .fin-hero-inner { padding: 3rem 1rem; }
  .fin-hero h1 { font-size: 2rem; line-height: 1.1; }
  .fin-hero-sub { font-size: 0.97rem; }
  .fin-hero-cta { width: 100%; justify-content: center; }
  .fin-options { padding: 3rem 1rem 3.5rem; }
  .fin-card { padding: 1.6rem 1.4rem 1.5rem; }
  .fin-icon { width: 52px; height: 52px; border-radius: 14px; margin-bottom: 1.25rem; }
  .fin-icon svg { width: 27px; height: 27px; }
  .fin-title { font-size: 1.35rem; }
  .fin-wm { width: 190px; height: 190px; right: -40px; bottom: -40px; }
}