/* ============================================================
   BANK-LOANS (MPESA PAGE) — extends shared.css
   ============================================================ */

:root { --cat-color: hsl(25, 100%, 50%); --mpesa-green: #4caf50; --mpesa-orange: #ff9800; }

/* Accent overrides */
.plan-card::before { background: var(--cat-color); }
.plan-price { color: var(--cat-color); }
.plan-checkbox-wrap input { accent-color: var(--cat-color); }
.compare-bar { border-top-color: var(--cat-color); }
.compare-bar-info span { color: var(--cat-color); }
.cat-badge { background: hsla(var(--cat-h),var(--cat-s),var(--cat-l),.1); color: var(--cat-color); border-color: hsla(var(--cat-h),var(--cat-s),var(--cat-l),.25); }

/* ============================================================
   MPESA HERO
   ============================================================ */
.mpesa-hero {
  position: relative;
  width: 100%;
  height: 68vh;
  min-height: 480px;
  max-height: 680px;
  overflow: hidden;
  background: #07101f;
}
.mpesa-hero-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 38%;
  display: block;
}
.mpesa-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg,
    rgba(6,11,27,0.95) 0%,
    rgba(6,11,27,0.88) 30%,
    rgba(6,11,27,0.62) 55%,
    rgba(6,11,27,0.35) 78%,
    rgba(6,11,27,0.40) 100%);
  display: flex;
  align-items: center;
}
.mpesa-hero-inner {
  max-width: 1280px;
  margin: 0 auto;
  width: 100%;
  padding: 3.5rem 1.5rem;
  position: relative;
  z-index: 1;
}
.mpesa-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  background: rgba(76,175,80,0.16);
  color: #66bb6a;
  border: 1px solid rgba(76,175,80,0.38);
  border-radius: 999px;
  padding: 0.38rem 1.05rem;
  font-size: 0.8rem;
  font-weight: 700;
  margin-bottom: 1.4rem;
  letter-spacing: 0.04em;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}
.mpesa-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.4rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.1;
  letter-spacing: -0.03em;
  max-width: 700px;
  text-shadow: 0 2px 24px rgba(0,0,0,0.35);
}

/* ============================================================
   MPESA SECTIONS (shared)
   ============================================================ */
.mpesa-section {
  padding: 4.5rem 1.5rem;
}
.mpesa-section-alt {
  background: var(--bg);
}
.mpesa-section:nth-child(even) {
  background: var(--bg);
}
.mpesa-section-inner {
  max-width: 1280px;
  margin: 0 auto;
}
.mpesa-section-title {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  color: var(--foreground);
  letter-spacing: -0.02em;
  margin-bottom: 2rem;
  text-align: center;
}
.mpesa-section-title-sub {
  font-weight: 600;
  color: var(--muted-fg);
  font-size: 0.65em;
}
.mpesa-section-intro {
  color: var(--muted-fg);
  font-size: 1rem;
  line-height: 1.65;
  margin-bottom: 1.5rem;
  text-align: center;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

/* ============================================================
   MPESA CARDS
   ============================================================ */
.mpesa-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.mpesa-cards-2col {
  grid-template-columns: repeat(2, 1fr);
}
.mpesa-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.28s ease, transform 0.28s cubic-bezier(0.22,1,0.36,1), border-color 0.28s ease;
  display: flex;
  flex-direction: column;
}
.mpesa-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
  border-color: rgba(255,106,0,0.2);
}
.mpesa-card-full {
  grid-column: 1 / -1;
}
.mpesa-card-header {
  margin-bottom: 0.75rem;
}
.mpesa-card-title {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--foreground);
  letter-spacing: -0.01em;
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.mpesa-card-tag {
  display: inline-flex;
  align-items: center;
  background: var(--primary-light);
  color: var(--primary);
  border: 1px solid var(--primary-mid);
  border-radius: 999px;
  padding: 0.15rem 0.65rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}
.mpesa-card-desc {
  font-size: 0.95rem;
  color: var(--muted-fg);
  line-height: 1.7;
  margin-bottom: 1rem;
}

/* Card details grid */
.mpesa-card-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-top: auto;
  border-top: 1px solid var(--border);
  padding-top: 1rem;
}
.mpesa-detail {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}
.mpesa-detail-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--muted-fg);
}
.mpesa-detail-value {
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--foreground);
}

/* Lists inside cards */
.mpesa-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1rem;
}
.mpesa-list li {
  position: relative;
  padding: 0.4rem 0 0.4rem 1.4rem;
  font-size: 0.92rem;
  color: var(--foreground);
  line-height: 1.6;
}
.mpesa-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.85rem;
  width: 6px;
  height: 6px;
  background: var(--primary);
  border-radius: 50%;
}
.mpesa-list-inline {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1.5rem;
}
.mpesa-list-inline li {
  padding-left: 0;
}
.mpesa-list-inline li::before {
  display: none;
}
.mpesa-card-footer-text {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--muted-fg);
  margin-top: auto;
  padding-top: 0.5rem;
  border-top: 1px solid var(--border-light);
}

/* ============================================================
   COMPARE BOX (Paybill vs Buy Goods)
   ============================================================ */
.mpesa-compare-box {
  margin-top: 2rem;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  box-shadow: var(--shadow-sm);
}
.mpesa-compare-box-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--foreground);
  margin-bottom: 1rem;
  letter-spacing: -0.01em;
}
.mpesa-compare-rows {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.mpesa-compare-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.75rem 1rem;
  border-radius: 10px;
  background: var(--bg);
}
.mpesa-compare-label {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--foreground);
}
.mpesa-compare-value {
  font-size: 0.88rem;
  font-weight: 700;
  padding: 0.3rem 0.8rem;
  border-radius: 999px;
}
.mpesa-compare-green {
  background: hsla(142,71%,45%,0.1);
  color: hsl(142,62%,32%);
}
.mpesa-compare-orange {
  background: rgba(255,152,0,0.12);
  color: #e65100;
}

/* ============================================================
   BULK PAYMENTS BOX
   ============================================================ */
.mpesa-bulk-box {
  margin-top: 2rem;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  box-shadow: var(--shadow-sm);
}
.mpesa-bulk-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--foreground);
  margin-bottom: 0.5rem;
  letter-spacing: -0.01em;
}
.mpesa-bulk-desc {
  font-size: 0.95rem;
  color: var(--muted-fg);
  margin-bottom: 0.75rem;
}

/* ============================================================
   COMPARISON POINTS TAGS
   ============================================================ */
.mpesa-comparison-points {
  margin-top: 2rem;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem 2rem;
  box-shadow: var(--shadow-sm);
}
.mpesa-comparison-points-title {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--foreground);
  margin-bottom: 1rem;
  letter-spacing: -0.01em;
}
.mpesa-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.mpesa-tag {
  display: inline-flex;
  align-items: center;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 0.4rem 1rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--foreground);
}

/* ============================================================
   UTILITY PAYMENTS GRID
   ============================================================ */
.mpesa-utility-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(240px, 100%), 1fr));
  gap: 1rem;
}
.mpesa-utility-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.2s, transform 0.2s;
}
.mpesa-utility-item:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.mpesa-utility-icon {
  font-size: 1.3rem;
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  background: var(--primary-light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.mpesa-utility-item span:last-child {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--foreground);
}

/* ============================================================
   FAQS
   ============================================================ */
.mpesa-faq-list {
  max-width: 720px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.mpesa-faq-item {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem 1.75rem;
  box-shadow: var(--shadow-sm);
}
.mpesa-faq-q {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--foreground);
  margin-bottom: 0.5rem;
  letter-spacing: -0.01em;
}
.mpesa-faq-a {
  font-size: 0.95rem;
  color: var(--muted-fg);
  line-height: 1.7;
}

/* ============================================================
   CONTACT SECTION
   ============================================================ */
.mpesa-contact-section {
  background: var(--bg) !important;
}
.mpesa-contact-title {
  margin-bottom: 1.5rem;
}
.mpesa-contact-form-wrap {
  max-width: 600px;
  margin: 0 auto;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-md);
}
.mpesa-contact-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.mpesa-contact-form-wrap .btn-primary {
  width: 100%;
  justify-content: center;
  padding: 0.75rem;
  margin-top: 0.25rem;
}
.mpesa-submit-btn {
  width: 100%;
  justify-content: center;
  padding: 0.75rem;
}

/* ============================================================
   MODALS (inherited from bank-loans.css — keep for compatibility)
   ============================================================ */
.modal{display:none;position:fixed;inset:0;background:rgba(2,8,23,0.72);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);z-index:9999;justify-content:center;align-items:center;padding:1rem}
.modal.active{display:flex}
.modal-content{background:#fff;border:1px solid var(--border,#e2e8f0);border-radius:20px;width:100%;max-height:88vh;overflow-y:auto;animation:modalIn .25s cubic-bezier(.34,1.56,.64,1);scrollbar-width:none;box-shadow:0 24px 64px rgba(0,0,0,.3)}
.modal-content::-webkit-scrollbar{display:none}
@keyframes modalIn{from{opacity:0;transform:translateY(-18px) scale(.97)}to{opacity:1;transform:none}}
.modal-header{padding:1.35rem 1.5rem;border-bottom:1px solid var(--border,#e2e8f0);display:flex;justify-content:space-between;align-items:center;position:sticky;top:0;background:#fff;border-radius:20px 20px 0 0;z-index:1}
.modal-header h3{font-size:1.05rem;font-weight:800;display:flex;align-items:center;color:#0f172a;gap:.5rem;letter-spacing:-.01em}
.modal-close{background:#f1f5f9;border:none;width:32px;height:32px;border-radius:8px;cursor:pointer;color:#64748b;font-size:1.1rem;display:flex;align-items:center;justify-content:center;transition:all .15s;flex-shrink:0}
.modal-close:hover{background:#fee2e2;color:#ef4444}
.modal-body{padding:1.5rem}
@media(max-width:480px){.modal{align-items:flex-end;padding:0}.modal-content{border-radius:20px 20px 0 0;max-height:92vh}.modal-header{border-radius:20px 20px 0 0}}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .mpesa-cards { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .mpesa-hero { height: auto; min-height: 0; max-height: none; }
  .mpesa-hero-inner { padding: 3.5rem 1.25rem; }
  .mpesa-hero h1 { font-size: clamp(1.8rem, 7vw, 2.5rem); }
  .mpesa-section { padding: 3rem 1.25rem; }
  .mpesa-cards { grid-template-columns: 1fr; }
  .mpesa-cards-2col { grid-template-columns: 1fr; }
  .mpesa-card { padding: 1.5rem; }
  .mpesa-card-full { grid-column: auto; }
  .mpesa-contact-row { grid-template-columns: 1fr; }
  .mpesa-contact-form-wrap { padding: 1.5rem; }
}

@media (max-width: 480px) {
  .mpesa-hero-inner { padding: 2.5rem 1rem; }
  .mpesa-hero h1 { font-size: 1.7rem; line-height: 1.12; }
  .mpesa-hero-badge { font-size: 0.72rem; }
  .mpesa-section { padding: 2.5rem 1rem; }
  .mpesa-section-title { font-size: 1.35rem; margin-bottom: 1.5rem; }
  .mpesa-card { padding: 1.35rem; }
  .mpesa-card-title { font-size: 1.05rem; }
  .mpesa-card-details { grid-template-columns: 1fr; gap: 0.6rem; }
  .mpesa-compare-box, .mpesa-bulk-box, .mpesa-comparison-points { padding: 1.35rem; }
  .mpesa-utility-grid { grid-template-columns: 1fr; }
  .mpesa-faq-item { padding: 1.25rem; }
  .mpesa-contact-form-wrap { padding: 1.25rem; }
}